Cheap 125cc Motorbike & Motorcycle Insurance | UK

How much does 125cc Motorbike Insurance cost?

Want to get an idea of average insurance cost for 125cc bike in the UK? We've provided some examples here...

Aprilia SR250, engine size 249cc, Value £2,300.00

Fully Comp £201

TPFT £195

TPO £182

Aprilia SR150, engine size 149cc, Value £1,700.00

Fully Comp £167

TPFT £152

TPO £134

Aprilia SR100, engine size 98cc, Value £1,400.00

Fully Comp £109

TPFT £98

TPO £84

Aprilia SR50, engine size 49cc, Value £1,000.00

Fully Comp £98

TPFT £88

TPO £78

All prices are correct as at January 2020 and are based on a married rider aged 45, living in the BS27 area, with a full licence, 5 years NCD for SDP including commuting, no convictions or accidents, bank manager, with factory fitted immobilisers. Bike is garaged and the usage is 3000 miles per annum.

Finding the best 125cc Motorbike Insurance

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Top 10 125cc Motorbikes

125cc motorbikes are extremely popular in the UK market right now, because they’re accessible, cheap to run and they can be ridden without holding a full bike license! Lots of the big manufacturers like Suzuki, Yamaha and Honda have invested a lot of time improving their breed of 125cc machines in recent years, as well as smaller, up and coming manufacturers such as Mutt and Lexmoto.

You only need a CBT to ride on a 125cc machine (with L plates if you’re 17 and over), and as they’re more powerful than their 50cc counterparts it’s a good time for building your confidence and advancing your riding knowledge too. Don’t forget that your CBT only lasts two years so you’ll need to remember to re-take your test or apply for your full motorcycle license.

Frequently asked questions about 125 bike insurance

Still need some help? Take a look at our 125cc bike help and FAQs

How can I get cheap 125cc motorbike insurance?

If you’re new to motorcycling you may find it more expensive starting out as you’ve got no riding history behind you, this can sometime effect your insurance.

You’ve made a good start by selecting a bike with a less powerful engine in a 125cc, it’s good to build your skills before moving up to the ‘big bikes’.

There are a number of different things you can do to help save money when insuring your 125cc.

One way to get cheaper 125cc bike insurance is to make sure you use additional security systems such as chains, locks and anchors, along with keeping your bike in a secure location overnight, such as a shed, garage or behind a locked gate in your garden.

You can even take additional training courses to 1) improve your ability 2) demonstrate your improved ability to insurers who sometimes offer discounts for reputable advanced training.

What are the benefits of owning a 125cc bike?

Your average 125cc bike has a top speed of around 70mph. That’s still pretty impressive if you’re new to riding
If you’re over the age of 17, have a provisional license and you’ve passed your CBT then you’re eligible to ride a 125cc machine
Insuring, taxing and MOT’ing a 125 are, usually, relatively cheap compared to bigger bikes
The cost of filling up your bike with fuel will be the bare minimum, especially when you compare it to buying a car!
You’ll save money and time on commuting, skipping queues of traffic and you’re always guaranteed to find a parking space

What does 125cc mean?

CC stands of cubic centimetres, basically this is the measure of the size of the engine chamber for a motorcycle. The bigger the CC, the faster the bike will go.