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Caravan & Motorhome Dealer Insurance

AWS approved Motor Trade Insurance for Caravan & Motorhome Dealers. With over 35 years experience in the motor trade, we’re here to offer friendly advice to help you get the best quote and the correct cover for your business.

Call our Commercial Team for a quote0345 504 0353

Get in touch for a Caravan & Motorhome Dealer Insurance quote or any questions…

Key Benefits with your Caravan & Motorhome Dealer Insurance

  • Discount available for AWS members
  • Tailor your policy to suit your business: premises, stock, road risks, liability, legal, exhibitions
  • Cover for both FIXED workshops and MOBILE repairers
  • NCC member discounts available
  • Call our Commercial Team for a quote on 0345 504 0353, Monday to Friday, 9.00am - 5.00pm

Motor Trade Insurance for Caravan & Motorhome Dealers

Workshop logo

Whether you’re a motorhome dealer, caravan trade, caravan repairer or even a mobile mechanic, Devitt Business offers a comprehensive, tailored policy to suit you.

We know a thing or two about caravan and motorhomes so rest assured, you’ll be in safe hands when we arrange your motor trade insurance for your caravan and motorhome business.

FAQs about Caravan and Motorhome Dealer Insurance

Still need some help? Take a look at our help and FAQs here...

What type of insurance do I need as Caravan and Motorhome Dealer?

It really depends on your own circumstances, if you’re simply a mobile caravan repairer or mechanic, you’ll need some liability cover in case you accidentally injure someone or damages someone’s property.

You might want some tools cover or legal expenses; your vehicles also need to be insured and you must have employers’ liability insurance (if you have any employees).

Here at Devitt Business, our basic public liability policy starts from as little as £168 including insurance premium tax if you’re an AWS (Approved Workshop Scheme) member.

Don’t forget, we also offer a range of additional products you might be interested in.

If, on the other hand, you have premises and operate a repair workshop or have a stock of caravans or motorhomes for sale, you’ll need something a little more comprehensive.

Our caravan / motorhome dealer policies offer a wide range of cover such as; stock , accessories, public liability, service indemnity, loss of profits, fixtures/fittings and contents.

We can also provide Road Risks cover – cover to drive vehicles on the public highway for motor trade purposes, you can include social, domestic and pleasure cover for your own vehicles too. You’ll need tell us about the people you want to drive and the types of vehicles you’ll need to use.

What is the Approved Workshop Scheme (AWS)?

The scheme consists of two elements: there is the Fixed Workshop for those that have premises and buy and sell Caravans /Motorhomes. You may also require additional cover such as for an accessories shop etc.

There is also the Mobile repairer, where the likelihood is that you make repairs on the go and have a repair van.

Hence benefits the scheme provides will differ from Fixed Workshops to Mobile Repairers.

What are the Fixed Workshop insurance benefits?
  1. The policy is issued on a full theft basis NOT just forcible and violent entry.
  2. In the event of a total loss claim cars and vans owned or used in connection with the business will be treated as retail NOT just trade.
  3. This policy includes theft of motor vehicles by fraud, trick and false pretence with a limit of £50,000
  4. Goods in Transit is automatically included up to the sums insured  under the material damage section
  5. 30% seasonal increase for vehicle stock during February / March and August/September
  6. £250,000 exhibition cover for vehicle at indoor shows and £50,000 for outdoor shows
  7. £5000 for contents of customers vehicles/caravans
  8. Business Interruption includes suppliers extension
  9. Business interruption will automatically be for 24 months at no extra cost.
  10. Simple administration process for demonstration/loan vehicles
  11. Protected No Claim Bonus. This benefit will mean that two fault claims in any three year period will not impact on your no claim discount.
  12. Legal Expenses is included free of charge
What are the Mobile Service / Repair insurance benefits?
  1. Free UK All Risks Cover for £5k of stock/tools/plant
  2. Free protected NCD to those who can prove 4 years claim free
  3. Free Legal Expenses

The Fixed workshop will have cover for most risks built into a combined contract of insurance, however the mobile service /repairer may fall between cracks with some of their insurance requirements. If you’re a mobile caravan / motorhome repairer have you considered the following:

  • Does your public liability insurance cover defective workmanship?
  • Do you ever tow a customer’s caravan, if so, is it insured whilst on tow?
  • Are your tools covered whilst in the van?
  • Will your insurance assist in the event of a VAT dispute or Inland Revenue Investigation?
Call our Motor Trade Team today
0345 504 0353

Related Content

Our reviews

Take a look at real customer reviews of our service...

May 28, 2024StarStarStar

Don’t like to get involved in any way…

I’m not really sure what they do. They don’t have a portal where they store your insurance documents and I couldn’t create an account – you have to request documents…

- JH

May 28, 2024StarStarStarStarStar

Straight forward easy to use service…

Straight forward easy to use service with friendly staff

- Mr Peter Waddell

May 28, 2024StarStarStarStarStar

Bet quick to deal with my request thanks

Bet quick to deal with my request thanks

- customer Russell reeve

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