Motorbike Insurance

We’ve been arranging motorcycle insurance for UK riders since 1936, so you’re in expert and reliable hands. 30% of our motorcycle insurance customers pay less than £100; with 69% paying less than £300!

Motor Trade Insurance

We’ve been arranging motor trade insurance in the UK for over 35 years, building solid relationships centred on trust and excellent customer service.

Training School Insurance

We’re one of the UK’s leading providers of Motorcycle Training School Insurance. We have been arranging insurance within the motorcycle industry for over 40 years and look after the insurance for 400 Motorcycle ATBs in the UK.

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Caravan & Motorhome Dealer Insurance

AWS approved Motor Trade Insurance for Caravan & Motorhome Dealers from the UK’s leading motorhome claim handler. With over 35 years experience in the motor trade, we’re here to offer friendly advice to help you get the best quote and the correct cover for your business.

Get in touch for a Caravan & Motorhome Dealer Insurance quote or any questions…

Call 0345 504 0353

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Key Benefits

  • Discount available for AWS members
  • Tailor your policy to suit your business: premises, stock, road risks, liability, legal, exhibitions
  • Cover for both FIXED workshops and MOBILE repairers
  • We're the UK's leading caravan claims handler
  • NCC member discounts available
  • Call our Commercial Team for a quote on 0345 504 0353, Monday to Friday, 9.00am - 5.00pm

Motor Trade Insurance for caravan & motorhome dealers

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Whether you’re a motorhome dealer, caravan trade, caravan repairer or even a mobile mechanic, Devitt Business offers a comprehensive, tailored policy to suit you. Being the UK’s leading caravan claims handler, we know a thing or two about caravan and motorhomes so rest assured, you’ll be in safe hands when we arrange your commercial insurance.

What type of caravan and motorhome dealer trade policy do I need?

It really depends on your own circumstances, if you’re simply a mobile caravan repairer or mechanic, you’ll need some liability cover in case you accidentally injure someone or damages someone’s property.

You might want some tools cover or legal expenses; your vehicles also need to be insured and you must have employers’ liability insurance (if you have any employees).

Here at Devitt Business, our basic public liability policy starts from as little as £168 including insurance premium tax if you’re an AWS (Approved Workshop Scheme) member.

Don’t forget, we also offer a range of additional products you might be interested in.

If, on the other hand, you have premises and operate a repair workshop or have a stock of caravans or motorhomes for sale, you’ll need something a little more comprehensive.

Our caravan / motorhome dealer policies offer a wide range of cover such as; stock , accessories, public liability, service indemnity, loss of profits, fixtures/fittings and contents.

We can also provide Road Risks cover – cover to drive vehicles on the public highway for motor trade purposes, you can include social, domestic and pleasure cover for your own vehicles too. You’ll need tell us about the people you want to drive and the types of vehicles you’ll need to use.

Internals – here’s where you’ll tell us about how much cover you require for your buildings, contents, stock, liabilities, business interruption, engineering inspection, machinery, tools and anything else you might need.

Approved Workshop Scheme  (AWS)

The scheme consists of two elements: there is the FIXED Workshop for those that have premises and buy and sell Caravans /Motorhomes. You may also require additional cover such as for an accessories shop etc.

There is also the MOBILE repairer, where the likelihood is that you make repairs on the go and have a repair van.

Hence benefits the scheme provides will differ:

FIXED Workshop Benefits 

  1. The policy is issued on a full theft basis NOT just forcible and violent entry.
  2. In the event of a total loss claim cars and vans owned or used in connection with the business will be treated as retail NOT just trade.
  3. This policy includes theft of motor vehicles by fraud, trick and false pretence with a limit of £50,000
  4. Goods in Transit is automatically included up to the sums insured  under the material damage section
  5. 30% seasonal increase for vehicle stock during February / March and August/September
  6. £250,000 exhibition cover for vehicle at indoor shows and £50,000 for outdoor shows
  7. £5000 for contents of customers vehicles/caravans
  8. Business Interruption includes suppliers extension
  9. Business interruption will automatically be for 24 months at no extra cost.
  10. Simple administration process for demonstration/loan vehicles
  11. Protected No Claim Bonus. This benefit will mean that two fault claims in any three year period will not impact on your no claim discount.
  12. Legal Expenses is included free of charge

MOBILE service/Repair

  1. Free UK All Risks Cover for £5k of stock/tools/plant
  2. Free protected NCD to those who can prove 4 years claim free
  3. Free Legal Expenses

The Fixed workshop will have cover for most risks built into a combined contract of insurance, however the mobile service /repairer may fall between cracks with some of their insurance requirements. If you’re a mobile caravan / motorhome repairer have you considered the following:

  • Does your public liability insurance cover defective workmanship?
  • Do you ever tow a customer’s caravan, if so, is it insured whilst on tow?
  • Are your tools covered whilst in the van?
  • Will your insurance assist in the event of a VAT dispute or Inland Revenue Investigation?

Get a Motorhome & Caravan Dealer Insurance quote today

If you’re a motorhome dealer looking for insurance, give our Commercial line a call on 0345 504 0353.

We’ll need to take down some information about your business including the location, the makes and models of the motorhomes that you sell, how many staff members you employ and whether customers take the vehicles out for unaccompanied demonstrations. If you’re unsure about which additional products you’ll need, or how they’d apply to your business, just ask our advisors for help. That’s what we’re here for!

Devitt are the UK’s leading caravans claim handler which means that you’ll always be in safe hands with our insurance.

30th May 2020

Top renewal service...

For me renewing my motorcycle insurance was quik, easy & very competitive with Devitt. Nice & straightforward with no problem...

- Richard Tome

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29th May 2020

Never had a problem with Devitt and the…...

Never had a problem with Devitt and the price both years I have been with them cheapest so can't complain...

- Mr Armitage

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29th May 2020

Cheapest quote and fast and easy to…...

Cheapest quote and fast and easy to sort out...

- Sam Thomas

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29th May 2020

Everything is good for my self about my policy...

Everything is good for my self...

- Mr Evangelista Dos Sant

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Insurance blog

11th October 2019

What Brexit means for UK Bikers »

If you’re planning a road trip to Europe after the 31st October then you might want to read our handy guide on Brexit for bikers!

Sustaining the Future of Motorcycling »

Devitt attended the ACEM conference of sustainability and motorcycling in Brussels this month to discuss what the future holds from the motorcycling industry.

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