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Caravan & Motorhome Dealer Insurance

AWS approved Motor Trade Insurance for Caravan & Motorhome Dealers from the UK’s leading motorhome claim handler. With over 35 years experience in the motor trade, we’re here to offer friendly advice to help you get the best quote and the correct cover for your business.

Get in touch for a Caravan & Motorhome Dealer Insurance quote or any questions…

Call 0345 504 0371

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Key Benefits

  • Discount available for AWS members
  • Tailor your policy to suit your business: premises, stock, road risks, liability, legal, exhibitions
  • Cover for both FIXED workshops and MOBILE repairers
  • We're the UK's leading caravan claims handler
  • NCC member discounts available
  • Call our Commercial Team for a quote on 0345 504 0371, Monday to Friday, 9.00am - 5.00pm

Motor Trade Insurance for caravan & motorhome dealers

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If you’re a motorhome and caravan dealer, we can also sort out the right cover for you. We’ve been handling motor trade claims for over 35 years, which means that we can provide you with all of the expert advice and help you need should you ever have to make a claim. Tailor your policy to suit your business and choose the products that you need. Additional products that you can add to your cover include:

  • Cover for your premises, including contents
  • Cover for all of your stock, including parts
  • Cover for road risks, which includes you, your staff and customers taking your motorhomes out onto the road, as well as members of the public should they be involved in an incident with one of your vehicles
  • Liability and legal expenses cover
  • Cover for taking your vehicles to exhibitions or trade shows
  • Cover for unaccompanied demonstrations, allowing customers to take your motorhomes out for test drives without being accompanied by yourself or a member of staff

Approved Workshop Scheme  (AWS)

The scheme consists of two elements: there is the FIXED Workshop for those that have premises and buy and sell Caravans /Motorhomes. You may also require additional cover such as for an accessories shop etc.

There is also the MOBILE repairer, where the likelihood is that you make repairs on the go and have a repair van.

Hence benefits the scheme provides will differ:

FIXED Workshop Benefits 

  1. The policy is issued on a full theft basis NOT just forcible and violent entry.
  2. In the event of a total loss claim cars and vans owned or used in connection with the business will be treated as retail NOT just trade.
  3. This policy includes theft of motor vehicles by fraud, trick and false pretence with a limit of £50,000
  4. Goods in Transit is automatically included up to the sums insured  under the material damage section
  5. 30% seasonal increase for vehicle stock during February / March and August/September
  6. £250,000 exhibition cover for vehicle at indoor shows and £50,000 for outdoor shows
  7. £5000 for contents of customers vehicles/caravans
  8. Business Interruption includes suppliers extension
  9. Business interruption will automatically be for 24 months at no extra cost.
  10. Simple administration process for demonstration/loan vehicles
  11. Protected No Claim Bonus. This benefit will mean that two fault claims in any three year period will not impact on your no claim discount.
  12. Legal Expenses is included free of charge

MOBILE service/Repair

  1. Free UK All Risks Cover for £5k of stock/tools/plant
  2. Free protected NCD to those who can prove 4 years claim free
  3. Free Legal Expenses

The Fixed workshop will have cover for most risks built into a combined contract of insurance, however the mobile service /repairer may fall between cracks with some of their insurance requirements. If you’re a mobile caravan / motorhome repairer have you considered the following:

  • Does your public liability insurance cover defective workmanship?
  • Do you ever tow a customer’s caravan, if so, is it insured whilst on tow?
  • Are your tools covered whilst in the van?
  • Will your insurance assist in the event of a VAT dispute or Inland Revenue Investigation?

Motorhome & Caravan Dealer Insurance quotes

If you’re a motorhome dealer looking for insurance, give our Commercial line a call on 0345 504 0371. We’ll need to take down some information about your business including the location, the makes and models of the motorhomes that you sell, how many staff members you employ and whether customers take the vehicles out for unaccompanied demonstrations. If you’re unsure about which additional products you’ll need, or how they’d apply to your business, just ask our advisors for help. That’s what we’re here for!

Devitt are the UK’s leading caravans claim handler which means that you’ll always be in safe hands with our insurance.

16th December 2018

a fantastic quick and easy service!...

a fantastic quick and easy service enabling me to be on the road almost instantly! Very cheao and fair quotes! Would definate...

- Mr Larter-Mackenzie

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16th December 2018

Very helpful and nothing was any…...

Very helpful and nothing was any trouble for them highly recommend...

- Mr Scattergood

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16th December 2018

Brilliant service fast and easy to apply...

Brilliant service fast and easy to apply...

- Emma Standhaven

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15th December 2018

Was easy to set up insurance...

Was easy to set up insurance...

- Mr Tebay

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