Multi Bike Insurance

Third-party cover is the most basic level of motorcycle insurance required by law. It covers you for damage or injury caused to others while riding your motorbike. If you’re involved in an accident and it’s your fault, third-party insurance will cover the costs of damage to other people’s vehicles, property, or injuries but won’t damage your bike.

This policy provides protection if your motorbike is stolen or damaged by fire. It’s often chosen alongside third-party cover to protect your bike against non-accident-related incidents. If your bike is stolen or damaged beyond repair because of fire, this policy will help you replace or repair your vehicle.

The highest level of protection available, including everything offered by third-party, fire, and theft policies, along with cover for your bike in the event of an accident.

Yes! You can insure your classic bike at Devitt as part of your multi-bike cover. Many insurance providers offer policies that accommodate classic bikes alongside other types of motorcycles.

Having your bikes on one policy can make your life simpler. You only have one renewal date, one set of paperwork, and fewer things to manage. Plus, you can apply one No Claims Discount to all your bikes, and you might get extra savings since you can’t ride them all at once.

A multi-bike policy can help lower costs for some riders, but separate policies may work better for others. It all depends on your bike and your situation. Reach out to us, and we’ll help you find the best way to insure all your bikes.

With multi-bike insurance, the premium is based on your most expensive bike, and any additional bikes are added at a discounted rate. This could save you a lot of money. Since you can’t ride two bikes at once, your second bike poses less risk, which lowers the premium.

But multi-bike insurance might not always be the cheapest option. We’ll compare all options for you and find the best deal based on your specific needs.

Unfortunately, you can’t add extra riders to a traditional multi-bike policy. The lower price is based on the idea that you can’t ride all the bikes at the same time. If you need extra riders, give us a call, and we’ll work to find a solution.

If you want to add a bike and your current insurer doesn’t allow it, we may need to switch you to a different insurer. If you’re already on a multi-bike policy, you can add or swap bikes at any time, though there may be changes to your premium. Always check with us before making any changes so we can help find the best solution for you.

If you’re a collector looking to insure multiple bikes, we can help. A traditional multi-bike policy covers up to four bikes, but if you have more, we can mirror your No Claims Discount across your collection. The most expensive bike will carry the main premium, and the others will cost much less. Get in touch to discover the best rates for your collection.