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Custom Motorbike Insurance

Looking for custom motorbike insurance for your heavily modified bike? You need a bike modification specialist provider that knows the difference between cosmetic and performance enhancing. Speak to us today, we're custom bike insurance experts...

It's best to call us for custom bike insurance quotes0345 872 3614

  • No long phone queues
  • Get your modifications properly insured
  • We love custom bikes and happily insure them without a lofty premium!
  • 10% Sportsbikeshop discount code
  • 24/7 hassle-free claim service
  • 90 days full EU cover

How much does custom bike insurance cost?

Want to get an idea of the average cost for Custom Bike Insurance in the UK? We've provided some examples here...

Harley Davidson FL Panhead, Value £20,000

Comp £250

BMW K1000, Value £5,000

Comp £188

Ducati Scramber, Value £9,500

Comp £301

All prices are correct as at January 2021 and are based on a married rider aged 45, living in the BS27 area, with a full licence, 5 years NCD for SDP including commuting, no convictions or accidents, bank manager, with factory fitted immobilisors. Bike is garaged and the usage is 3000 miles per annum.

Finding the best custom bike insurance

Get modified motorcycle insurance from experts who understand the difference between fork braces and fork handles!

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Each and every custom bike is tailored in its very own unique way to your own taste so you’ll need a policy to suit just that.

If your bike is an ‘off-the-shelf’ custom, you can easily grab motorcycle insurance for custom-built bikes online.

However, if you’ve made any extra modifications or enhancements to your bike, one of our friendly custom bike experts advisers will be able to find the perfect policy tailored to meet the requirements of your custom bike. Call them now on 0345 872 3614.

Custom bike insurance FAQs

Insuring your custom motorbike doesn't need to be a hassle...

What types of custom motorcycles can you insure?

We can insure all types of custom motorbikes, but it’s not always just about the bike, other factors have a large influence on your bike insurance such as your motoring history and the security in place for your custom bike. Typical types of motorbike customisations that we can insure include:

  • Bobber – where the front fender has been removed and the rear fender made shorter, ie ‘bobbed’
  • Café racer – customised to improve its speed, cafe racers are lightweight too with unnecessary parts removed
  • Chopper – crusier style, where unnecessary parts are ‘chopped’ often with high handlebars such as ape hangers
  • Cutdown – refers to a scooter with unnecessary bodywork removed
  • Scrambler – off-road style, upright seating position and usually some sort of knobblies for the tires, made popular with the Ducati and Triumph Scramblers
  • Streetfighter – refers to a sports bike with its fairing removed

Custom bikes and factory customs are tailored to the requirements of the rider so they are likely to provide a better experience for the rider involved. Factory customs allow personalisation without compromising your warranty but bike customisation is now hugely popular and isn’t something you should be worried about declaring to your insurer (as long as they know their motorbikes!).

Where did the custom bike scene come from?

If having a say in how your motorbike looks, rides and feels is vitally important to you, getting one custom built is undoubtedly the way to go. This custom bikes feature stylistic and/or structural variations to the standard machines produced by major manufacturers, and encompasses bikes that are either unique or only produced in small numbers.

The first motorbikes labelled as ‘custom-built’ began to appear in the 1950s. The evolution of the ‘Chopper’ style of motorcycles in the 1960s was pivotal to the success of custom machines.

The story goes that upon returning home from World War II, American soldiers became dissatisfied with the heavy machines built by Harley-Davidson and Indian at the time, as they had ridden lighter or more versatile vehicles while they were in Europe.

These soldiers began experimenting with their bikes and “chopping” them by removing or shortening (bobbing) the fenders. The result was a new style of machines that looked cool with simple, clean lines.

Customising continued strongly from then on, and in the 1990s and early 2000s, expensive custom bikes became fashion as well as status symbols.

We are now experiencing a massive surge in the popularity of custom bikes, as the new-wave bike scene flourishes with places such as the Bike Shed and media such as Bike Exif being big players in the custom bike scene.

Why insure your custom bike with Devitt?

We've been motorcycle insurance specialists for over 80 years and we know custom bikes...

Cheap prices

We compare prices from leading UK insurers to find you our cheapest custom bike insurance.

24/7 Claim Line

We’re always here when you need us most. Claim service 24/7/365.

Docs sent immediately

We send your insurance documents straight away by email. Get everything you need in minutes.

No long wait times

We don’t leave you hanging around on the phone waiting for us to pick up.

Call for a modified motorcycle insurance quote today
0345 872 3614

Handy info about custom bikes

We've got lots of information on our site about custom bikes...

We work with great custom bike brands

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BMW-Motorrad
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Our reviews

Insure your custom bike with custom bike insurance specialist...

December 6, 2022StarStarStarStarStar

A real person answered, really quickly.

A real person answered really quickly. Went with Devitt because they have a sensible policy for additions and modifications, unlike most of their competition who seem clueless

- customer

December 6, 2022StarStarStarStarStar

Very friendly and helpful customer…

Very friendly and helpful customer service. Good value for money. Recommended

- Alex

December 6, 2022StarStarStarStarStar

A Realistic Quote Accepted!

Customer Service Adviser, Ruby, was friendly, efficient and knowledgeable and the quote which was provided met my needs completely whilst remaining realistic

- P.F.

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