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Custom Bike Insurance

Devitt has been providing motorbike insurance for UK bikers since 1936, so we know how important quality cover really is – especially for your custom bike. Get your custom motorcycle insurance quote today and we’ll compare prices from top UK insurers to find you the best quote, your best bet is to call us for a custom bike quote on 0345 872 3614

Custom Bike Insurance

  • You're covered in Europe - 90 days EU cover
  • Additional discounts for advanced training, secure parking, limited mileage and security systems
  • Exclusive 10% discount for SPORTSBIKESHOP with your Custom Bike policy
  • Fast and hassle-free claims from our 24/7 UK-based accident helpline
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What can I expect to pay for my Custom Bike insurance?

Take a look at real prices for Custom bike insurance to give you a rough idea of what you might pay:

BikeTPFTFully Comp

Keeway Superlight 125 124cc Value £2,000.00
TPFT:£76.00 FULLY COMP:£81.00

Suzuki LS650 Savage 652cc Value £3,000.00
TPFT:£74.00 FULLY COMP:£79.00

Daelim Daystar VL250 243cc Value £4,000.00
TPFT:£74.00 FULLY COMP:£85.00

Kawasaki VN800 Drifter 805cc Value £5,000.00
TPFT:£74.00 FULLY COMP:£79.00

Victory Vegas 1507cc Value £6,000.00
TPFT:£74.00 FULLY COMP:£81.00

All prices are based on a married rider, living in the BS27 area, with a full licence, no convictions or accidents, bank manager, with a factory fitted immobiliser.

All you need to know about custom bikes

If having a say in how your motorbike looks, rides and feels is vitally important to you, getting one custom built is undoubtedly the way to go. This bike category features stylistic and/or structural variations to the standard machines produced by major manufacturers, and encompasses bikes that are either unique or only produced in small numbers.

The first motorbikes labelled as ‘custom-built’ began to appear in the 1950s. The evolution of the ‘Chopper’ style of motorcycles in the 1960s was pivotal to the success of custom machines. The story goes that upon returning home from World War II, American soldiers became dissatisfied with the heavy machines built by Harley-Davidson and Indian at the time, as they had ridden lighter or more versatile vehicles while they were in Europe.
These soldiers began experimenting with their bikes and “chopping” them by removing or shortening (bobbing) the fenders. The result was a new style of machines that looked cool with simple, clean lines. Customising continued strongly from then on, and in the 1990s and early 2000s, expensive custom bikes became fashion as well as status symbols.

How to tell custom-built from classic

Since customising is all about individuality, it is somewhat difficult to pin down characteristics that definitively describe this category of motorbikes.

What makes matters even more confusing is that mainstream manufacturers such as Honda and Harley-Davidson also label some of their models ‘custom’. Factory customs allow riders more options to personalise their bikes including paint styles, engine sizes and accessories, without compromising the warranty, safety and finance options of their vehicles. However, these types of customisations will not result in total individuality that comes with a ‘one-off’ vehicle.

Custom bike styles

Typical types of customisations include:

  • Bobber – where the front fender has been removed and the rear fender made shorter
  • Café racer – where the bike has been customised to improve its speed
  • Chopper – where unnecessary parts are ‘chopped’
  • Cutdown – refers to a scooter with unnecessary bodywork removed
  • Scrambler – refers to off-road motorbikes
  • Streetfighter – refers to a sports bike with its fairing removed

Custom bikes and factory customs are tailored to the requirements of the rider so they are likely to provide a better experience for the rider involved. Factory customs allow personalisation without compromising important elements like safety and warranty.

Popular manufacturers with custom bikes

Interested in purchasing a custom bike? Check out these ‘off-the-shelf’ custom-designed bikes by the following manufacturers:

  • Yamaha Raider S
  • Harley-Davidson Softail Rocker C
  • Victory Vegas Jackpot
  • Honda Fury

Find the perfect custom bike insurance plan

As we know, each and every custom bike is tailored in its very own unique way to your own taste so you’ll need a policy to suit just that. If your bike is an ‘off-the-shelf’ custom, you can easily grab motorcycle insurance for custom-built bikes online. However, if you’ve made any extra modifications or enhancements to your bike, one of our friendly insurance advisors will be able to find the perfect policy tailored to meet the requirements of your custom bike. Call them now on 0345 872 3614.

Although we cover a lot of modifications and accessories as standard with our panel of insurers, it’s still really important to declare any extras or changes made to your machine to make sure you’re correctly insured. Check out our list of recognised modifications and accessories right here and find out what they all mean. 

We’ll need some handy information to process the best quote for like, such as information about your bike, your licence, annual mileage, No Claims Discount and any convictions or incidents in the last five years. This information could help you take advantage of further discounts, and with a few simple security measures such as storing your bike in your garage, using chains, having an immobiliser fitted or low mileage – these can all help keep your costs down.

Devitt sure knows that your custom bike is your pride and joy, hours spent working and modifying the machine to perfection, that’s why we want to offer you peace of mind. There are plenty of additional products that you can add to your insurance policy such as RAC breakdown cover to get you back on the road in the event of a breakdown, Personal Accident cover (including helmet and leathers), and Legal Expense cover.

Get a quick quote online today or call 0345 872 3614 to speak to one of our friendly advisors.

Take a look at this video of an impressively customised Yamaha V-Star Bobber…

Why choose Devitt?

  • By comparing prices from across our panel we can find the cheapest bike insurance for your custom bike
  • Expert and friendly customer service – trusted by bikers since 1936
  • Additional discounts for advanced motorcycle training, secure parking, limited mileage and security systems
  • Fantastic offers and real life biker blogs through our sponsorship of Keep Britain Biking
  • Fast and hassle-free claims service from our 24/7 UK-based accident helpline
  • Renewal reminder and Claims helpline text directly to your phone
  • Access to competitive rates – saving you money!
15th December 2018

Was easy to set up insurance...

Was easy to set up insurance...

- Mr Tebay

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15th December 2018

Great Prices and very friendly Staff...

Great Prices and very friendly Staff...

- Alan Edmends

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15th December 2018

Very easy smooth service on the phone...

Very easy smooth service on the phone. Great quote and I am now a client...

- adrian henry

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15th December 2018

Good cover at competitive prices from a…...

Good cover at competitive prices from a well renowned top insurer. Easy to fill in online form and excellent instant response...

- Mr Wilkinson

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