Motorbike insurance

MOTORCYCLE INSURANCE QUOTES

Compare prices from some of the UK’s leading insurers to find bike insurance that suits your requirements at an affordable price. We ensure that only the most reputable insurance companies make our panel for comparison, so you’re offered motorcycle insurance you can trust and rely on.

You can get a quote within minutes by filling in our online form or speaking with one of our UK-based, helpful and knowledgeable customer service assistants. We can insure you on the same day, so you can ride off safe in the knowledge you’re insured with a dependable company.

We help arrange cover for almost all types of motorbike from scooters and mopeds to sports bikes and tourers, plus all top manufacturers including BMW, Honda, Suzuki and Yamaha.

Choose from a range of additional options for your motorbike insurance including legal expenses, personal accident (PA) cover or PA with helmet and leathers cover, as well as a choice of RAC breakdown options. Take a look at our motorbike menu at the top of the page for further details.

How do I insure my motorbike?

Arranging insurance for your motorbike should be simple and straight-forward, so we’ve set up pages that should hopefully cover everything you need to know. You’ll find information including motorbike FAQs and a motorcycle insurance claims guide. Our Biker Safety Zone has hints, tips and videos about staying safe on your motorcycle when overtaking, cornering and filtering. If you’re looking for more details about reducing your insurance cost, taking care of your motorbike and much more, you can browse our blog to find further useful tips and information.

Over 80 years’ experience

We began providing motorbike insurance quotes way back in 1936; we share your passion and understand that biking isn’t just a way to get around but a lifestyle and hobby. As specialists in motorcycle insurance, with Devitt you’re looked after by people who know bikers and can tailor your policy to your needs. Whether you require additional cover in Europe or cover to ride other bikes, we can help.

Getting the best quotes: info you’ll need to provide

You’ll need to have certain information ready to get a bike quote, including your motorcycle and licence details, annual mileage, occupation, location, security, any No Claim Bonus you may have and details of any accidents or convictions in the last five years. If you have any questions about your insurance, simply pick up the phone or drop us a question online via our contact us page.
 

How can I get cheap motorbike insurance?

This is the million dollar question; bike insurance underwriters will look at a large range of factors when calculating your bike insurance premium and coverage. Read our guide below to give you a better understanding and hopefully help you to lower your motorcycle insurance premium…

Motorcycle security and insurance

Not only will additional security devices fitted to your bike deter thieves, buy you time to notice if someone is attempting to steal your bike, hopefully prevent an attempted theft, potentially help to recover your bike after a theft… but Thatcham Graded  or Sold Secure approved products  can reduce your bike insurance premium with most insurance companies.

If you don’t fancy using security and your opinion is “that’s what my insurance is for” you might want to reconsider. You may have insurance now, but if you’re a victim of a theft then the chances are your premium will go up the following year or another scenario, could be that no insurers will want to insure you in the future!

Importance of overnight storage

Locked Garages are great – if you can lock away your motorcycle, keeping it out of sight securely then you’re an underwriter’s dream (i.e. you’ll get a cheaper premium from discounts and more insurers wanting your business!)

Motorcycle training discounts

 Get extra training that’s recognised by insurers to help boost your experience rating.  Insurers will provide discounts for extra motorcycle training courses such as RoSPA, , IAM’s RideCheck & Skills for Life, Enhanced Rider Scheme (ERS) etc.

These discounts can range between 5% and 15%. These discounts are provided by the insurer but brokers such as Devitt (of course) will offer additional discounts for certain additional training on top of what an underwriter may offer you. For example take a look at our page supporting THINK!

Getting your motorbike value right

Have you got your bike value right? You may have purchased your bike for £12,000 five years ago, but is it still worth that now?

Unless you own a Classic bike and utilise a form of agreed value (see below) in the event of a damage or theft claim – the value will be determined by its current market re-sale value, which accounts for current demand, condition, mileage, modifications etc.

Make sure you refresh to a realistic value to make sure you are not paying more premium than you need.

What is the average cost of motorcycle insurance?

 Bike insurance can hugely vary depending of a large range of factors from your bike’s value to where you live and everything in-between.

Some policies are as little as £60 and some are as much as £2,000 – it simply depends on your individual circumstances and needs. Generally the average motorcycle insurance premium is around £200 – £300.

Which bikes are the cheapest to insure?

There is no hard and fast rule for this, but think of it like this…

If your bike is worth a lot of money, it costs more to insure that a bike worth very little. This is due to the fact that it’s 1) more expensive to replace and 2) more attractive to thieves.

The age of the bike will obviously have influence on the value too.

If your bike has a powerful engine, and sports styling then once again, you’re going to experience higher insurance. This is due to the bike being able reach high speeds and quickly, therefore the potential for it to be involved in accidents are higher.

If you’re looking for a cheap bike to insure then your best bet is a low value bike with a low to medium power engine, but the problem is that most people don’t want this type of bike!

There are still many more factors at play here such as where you live, your level of security, your riding experience etc. all which will help an insurer to calculate your level of accident / theft risk – and charge a reflective premium.