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Motor Trade Insurance

We’ve been arranging motor trade insurance in the UK for over 35 years, building solid relationships centred on trust and excellent customer service.

Get in touch for a Motor Trade Insurance quote or any questions…

Call 0345 504 0353

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Devitt Insurance is rated Excellent Trust Pilot Star Rating
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Key Benefits

  • Bespoke Motor Trade Insurance to meet your requirements and reduce your costs

  • Expert advice and assistance

  • Competitive quotes compared from top UK insurers

  • Road Risks and Internal Cover

  • Call our Commercial Team, Monday to Friday, 9.00am – 5.00pm

Why insure with Devitt?

We’ve been arranging insurance for Britain’s bikers since 1936 and providing our Motor Trade insurance for over 35 years.

Motor Trade Insurance: What you need to know

Insurance doesn’t need to be confusing; at Devitt we want to make everything as clear as possible. Insurance is a necessity rather than a luxury, so we’re here to make each of our customers understand the motor trade insurance they’re buying and find them the best possible price.

Dealer and training school insurance explained Insurance Glossary
Read our insurance guide

Keep Britain Biking

We run a biker community site called Keep Britain Biking, so if you’d like to join or to promote your dealership through the site please do get in touch.

We can include an offer for your dealership or help to promote any biker events that you might be running.

It really is a site for British bikers, so anything of interest about your motorcycle dealership or training school, let us know!

 

Check out Keep Britain Biking

Why choose Devitt?

We search through some of the UK’s top insurers to find you the most suitable insurance for your dealership or training school at the best price.

With over 35 years providing dealer and training school insurance to the UK, we offer friendly and expert advice to our customers and like to build relationships built on trust.

If you simply want advice about your insurance please pick up the phone and speak to us, we’ll be happy to help. Call our business insurance team on 0345 504 0353.

Find out more about us

We’re trusted by dealers

 

richardTippetts have been trading for the past 91 years, since Mr Walter Tippett first opened business in 1919. This is what Walter says about Devitt:

“When we made a claim a few years ago, one of our bikes ended up under a bus and luckily no one was hurt, the Devitt team were fabulous and took care of everything for us, ensuring the process ran smoothly…”

Read More

Motor Trade Insurance Overview

Whether you’re a bike dealer, car dealer or a caravan and motorhome dealer, you’ll need insurance to suit your business. That’s why we provide a range of bespoke insurance packages for the motor trade to ensure you have the right cover for your business – and for your customers.

What type of motor trade policy do I need?

Certain insurances are required by law, such as third party vehicle insurance and, if you have employees, employer’s liability insurance. Other insurance covers are recommended to protect you and your business and to ensure business continuity in the event of a claim, for example; your stock of vehicles or accessories, public liability, service indemnity, loss of profits, fixtures/fittings and contents.

When purchasing motor trade insurance, it’s important to know the cover is there not just for the small claims but for the large ones too so that you and your business can recover fully.

Ordinarily, a motor trade policy consists of two sections, a Road Risks section and an Internals section.

Road Risks – Cover to drive vehicles on the public highway for motor trade purposes, you can include social, domestic and pleasure cover for your own vehicles too. You’ll tell us about the people you want to drive and the types of vehicles you’ll need to use.

Internals – Here’s where you’ll tell us about how much cover you require for your buildings, contents, stock, liabilities, business interruption, engineering inspection, machinery, tools and anything else you might need.

At Devitt, our commercial team have a vast amount of experience to help you through these processes and to ensure you have the right motor trade cover for your business so when you’re ready to get a quotation, simply complete our brief fact find and we’ll contact you at a convenient time.

Here’s an example of some the Motor Trade covers available:

  • Buildings (or tenant’s improvements): The building itself or internal improvements made to the building
  • Stock: Cover for accessories such as leathers, helmets & clothing and vehicles such as bikes, cars, vans or caravans.
  • Business interruption: Loss of gross profit or additional costs of working provided in the event of an insured peril, such as a flood or a fire.
  • Public liability:  This cover protects your business in the event you negligently injure someone or damage their property.
  • Employers Liability: This is legally required if you employ anyone, it protects your business if an employee is negligently injured or suffers an illness as a result of their work.
  • Sales or Service Indemnity: Similar to public liability but protects you should something go wrong with a vehicle you’ve sold or worked on that results in damage and you’re found to have been negligent.
  • Demonstration cover: Allows you to permit other customers drive or ride vehicles for the purposes of demonstrating.
  • Road risks: Allows drivers disclosed on the policy to legally drive vehicles on the road.

Ready to for a Motor Trade Insurance quote? Call our commercial quote line on 0345 504 0353 and a member of our friendly team will walk you through the process.