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Excess Protect for Motorbike Insurance

Cover your motorbike insurance excess by up to £1,000 with this fantastic product. If you make a claim and have to pay your excess, you're covered for the cost. You could reduce your premium by increasing your excess and then purchasing Excess Protect for just £49.99 per year. This product is currently unavailable.

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Unfortunately, this product is currently unavailable.

Motorbike Insurance Excess Protection

Our Motorbike Insurance Excess Protection cover is a nifty way to lower your premium and save money – plus, it’ll cover your excess in the event that you have to make a claim.

FAQS about Excess Protection for Motorbike Insurance

Still need some help? Take a look at our help and FAQs here...

How Does Excess Protect Work?

Excess Protect costs £49.99 in addition to your insurance premium and will cover your insurance excess in the event of a claim being greater than your policy excess. If the excess is £500, the cover will pay out £500 – it’s as simple as that! Excess Protect can also reduce your insurance premium. Usually, when you’re filling out the form to get your online quote, the higher the excess, the cheaper the insurance. If you choose the highest insurance excess but cover that excess with our Excess Protect product, you could save a significant sum on your insurance premium. If you save more than £49.99, you’ve covered your costs.

Are there any limitations to Excess Protection?

Excess Protect does have a few limitations, including:

  • Claims made more than 30 days after the insured event
  • Excesses paid out on claims under warranty, damage to glass or the windscreen, theft or attempted theft, or excesses already covered by the motorbike insurance
  • Using the motorbike on a racetrack or on a circuit
  • Drivers under the age of 19

For the cover to be valid, the driver must be named on the insurance policy and be over the age of 19 with a full UK driving license.

How do I add Excess Protect to my insurance policy?

Our motorbike insurance excess protection product is a top up product that you can purchase on top of any of our insurance policies: fully comp, third party fire and theft and third party only. It costs £49.99 annually, in addition to your insurance premium. If you’re just adding the product to your current insurance policy simply give our Quote Line a call on 0345 872 3614 to buy it over the phone.

If you need to buy an insurance policy, fill out our online quote form, including details such as your location, occupation and the make and model of your bike. We’ll then provide you with a number of quotes from some of the UK’s best motorbike insurers. Alternatively, you can give our Quote Line a call on 0345 872 3614 – just ask about the Excess Protect cover whist you’re on the phone.

Why Insure with Devitt?

We've been motorcycle insurance specialists for over 80 years but you'll also get...

Cheap prices

We compare prices from leading UK insurers to find you our cheapest insurance.

24/7 Claim Line

We’re always here when you need us most. Claim service 24/7/365.

Docs sent immediately

We send your insurance documents straight away by email. Get everything you need in minutes.

No long wait times

We don’t leave you hanging around on the phone waiting for us to pick up.

Or

Call for a Motorcycle Insurance quote today0345 872 3614

Our reviews

Don't just take our word for it, read some of our latest reviews...

May 13, 2025StarStarStarStarStar

Great knowledgeable customer service

Great knowledgeable customer service Speedy and very helpful

- Laurence Weight

May 13, 2025StarStarStarStarStar

Excellent and Professional.

Excellent and Professional. With great knowledge

- Michael Youngmbe (MBE

May 13, 2025StarStarStarStarStar

Good price and a really helpful guy on…

Good price and a really helpful guy on the phone, top quality, cheers

- paul todd

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