Classic Bike Insurance

It can vary from insurer to insurer but generally your motorcycle will be considered a classic bike after 20 years; some underwriters will consider it a classic bike insurance policy for a bike that is 15 years old but others go as high as 25 or 30 years.

Although age is an important consideration, it must also be pointed out that a classic motorcycle doesn’t simply mean an old model. To be worthy of classic status, the bike needs to have demonstrated over a reasonable amount of time that it can stand on its own among the countless types of motorbikes that have and are being produced.

In terms of construction, a classic motorcycle should feature simple aesthetics and elements that can be easily traced back to the origins of these machines. Classic motorbikes might have an incredibly long history, but it’s characteristics such as air-cooled, two-cylinder engines, single headlights and double supports on the rear wheel that are the more typical hallmarks of classic models.

Appearance is another important element. Classics tend to have the simple lines and looks that are found on many post-World War II motorcycles.

More than anything else, classic motorbikes are those that have achieved a cult or iconic status. They stand out from the crowd because of their design quality and popularity with riders due to their excellent construction and performance.

Classic models are revered by enthusiasts as they are seen to be fantastic machines in their heyday.

Restoring and maintaining a classic motorbike is a passion for enthusiasts rather than just a hobby. Not only can you get hours of joy in working on your machine, you can also go up and down the country for riding events to show off the fruits of your labour. Additionally, the value of classic motorbikes holds up well, so the time and money you spend on them can be considered an investment rather than an expense.

Devitt can offer the right type of classic motorcycle insurance for your classic bike as well as provide you with that extra peace of mind with our additional products.

You’ve spent hours restoring your pride and joy, but sometimes accidents can happen – that’s why we provide you with a range of additional products that can top-up your cover, like; RAC breakdown to help you get back on the road in the event of a breakdown, Personal Accident cover including helmet and leathers, as well as Legal Expenses cover.

Classic bikes can come in various styles by various manufacturers. Check out our list below:

• Triumph T120 Bonneville
• Triumph Tiger Cub
• Harley-Davidson WL 1950
• BSA A10 Gold Flash
• Yamaha XT500
• Royal Enfield Crusader
• Norton Commando
• Norton Commando MK3 Roadster
• Suzuki SP370

Getting a quote couldn’t be easier, especially with Devitt dealing with motorbike insurance since 1936 – we sure know our stuff! You’ll just need a few bits of information to hand, including:

• Details of your bike
• Your annual mileage
• Your current No Claims Discount
• Any convictions or accidents
• Your occupation
• Your location

You can get a quick online quote, or contact one of our friendly insurance advisors on 0345 872 3614 for a quote over the phone.