Third Party Only motorbike insurance
Find out everything you need to know about insuring your motorbike Third Party Only...
Third Party Only motorbike insurance is the most basic cover any insurer will be able to offer by law, and sometimes it can be the cheapest premium on the market too. However, with younger/less experienced riders, it might not always work out in your favour.
As this is lowest level of cover you can opt for your motorbike insurance, so you’re in involved in an accident with Third Party Only cover then it literally only covers the costs and damages incurred by the other person involved i.e. the third party.
There’s no cover in place for any expenses or losses you may experience for being involved in an incident. Even if the accident wasn’t your fault, you’ll have to go through the processes of proving the third party was at fault and then claim back your losses from their insurance.
If you decide to insure you motorcycle Third Party Only with Devitt, there are still a number of benefits you’re entitled to, including:
- 10% discount code for SPORTSBIKESHOP with your policy
- Access to our 24/7 claims line
- 90 days EU cover
- Additional extras for your insurance including breakdown cover, legal expenses and helmet and leathers cover
It’s always worth speaking to your insurance company about the different options of levels of cover they can offer you. Depending on what your motorcycle usage is like, your riding history and age.
What doesn't Third Party Only motorbike insurance cover?
Due to Third Party Only cover being the minimum legal requirement of insurance that’s needed, there’s a lot of additional perks and extras that aren’t included within your policy.
These include:
- Protecting yourself and your motorcycle from any damage sustained by a third party
- The ability to claim on your insurance if your motorcycle is stolen or damage by fire
What does Third Party Motorcycle Insurance cover?
Third Party Motorcycle Insurance is the minimum level of cover required by law. It only covers damage to another person’s (the third party) vehicle or property if you were to cause an accident or damage.
Will Third Party Only motorbike insurance save me money?
It’s often thought that opting for the lowest level of insurance for your motorcycle might be the best way to pay the cheapest premium, however this isn’t always the case.
It’s always dependent on individual case and insurer, although it’s always worth checking the difference in price before you buy.
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