Motorbike Insurance

We’ve been arranging motorcycle insurance for UK riders since 1936, so you’re in expert and reliable hands. 30% of our motorcycle insurance customers pay less than £100; with 69% paying less than £300!

Motor Trade Insurance

We’ve been arranging motor trade insurance in the UK for over 35 years, building solid relationships centred on trust and excellent customer service.

Training School Insurance

We’re one of the UK’s leading providers of Motorcycle Training School Insurance. We have been arranging insurance within the motorcycle industry for over 40 years and look after the insurance for 400 Motorcycle ATBs in the UK.

CALL FOR A QUOTE 0345 872 3614

Cruiser Bike Insurance

Buy your insurance for your Cruiser Motorcycle from Devitt today and provide you with a 10% unique discount code for SPORTSBIKESHOP – plus we’ve been doing this since 1936 so you know you’re in safe and reliable hands. Whether you’ve got a Harley or a Keeway we’ve got the insurance to suit your bike.

Cruiser Bike Insurance

  • 24/7/365 UK based claim line if you have an accident
  • 10% discount code for leading online motorcycle retailer SPORTSBIKESHOP
  • 90 days full policy cover in Europe - perfect for a rideout holiday!
  • A range of optional extras inc. RAC breakdown, Legal Expenses and Personal Accident cover with Helmet and Leather protection
  • Get a quote from our UK based Contact Centre today or get a quote online in minutes!

Devitt Insurance is rated Excellent Trust Pilot Star Rating
based on 8571 reviews from TrustPilot

What can I expect to pay for my Cruiser motorcycle insurance?

Take a look at real quote prices from Devitt for Cruiser insurance to give you a rough idea of what you could pay:

Bike TPFT Fully Comp

Lexmoto Vixen HT125-8, 125cc, Value £3,000.00
TPFT:£74.00 FULLY COMP:£81.00

Keeway Cruiser 250, 249cc, Value £4,000.00
TPFT:£76.00 FULLY COMP:£81.00

Suzuki C800 Intruder, 805cc, Value £6,000.00
TPFT:£74.00 FULLY COMP:£95.00

Yamaha XVS 950A Midnight Star, 942cc, Value £7,000.00
TPFT:£122.00 FULLY COMP:£100.00

All prices are based on a rider aged 30, living in the BS27 area, SPD only, with a full licence, no convictions or accidents, bank manager, with a factory fitted immobiliser.

What you need to know about Cruiser Motorcycles

One of the most popular types of motorbikes in the world; a cruiser is all about style, attitude and size.  The typical rider of a cruiser conjures up images of beards, bald heads, bandanas and lots of leather.

Cruisers are modelled after American bikes like Harley-Davidson and Indians that are beautiful, large and heavy machines.  It is often said that cruisers are somewhat stuck in a time warp, with retro styles that range from the late 1930s to 1960s.  They may or may not be fitted with innovative features that are common on other types of modern motorbikes.

Cruiser engines emphasize easy rideability and shifting, with plenty of low-end torque and roll-on response though not necessarily large amounts of horsepower.  They are typically powered by a V-Twin motor, but this is not always the case as inline engines are becoming more common.

The seat is low on a cruiser and the rider is commonly set into a position with feet forward, hands in a neutral or high position and spine upright or reclining slightly.

Here are some typical features of cruiser style motorbikes:

  • They can weigh anything between 200kg and 366kg.
  • Their engine capacity is between 1000cc and 1800cc.
  • Their engines have maximum torque between 3000 and 5000 revs
  • The average top speed for cruisers is 150kpm.
  • The pillion seat can vary greatly.
  • The seat height is low at around 700mm.
  • There is limited ground clearance when leaning the cruiser over in a corner.

There are four styles of cruisers including Traditional Retro, Chopper, Classic and Street Rod.  They all sport similar retro styling.

Apart from being infinitely cool, there are other benefits to riding cruisers which make them highly popular.  Firstly, cruisers are not all the same.  They are fantastic platforms for customisation and can be heavily personalised to suit the rider’s taste and riding preference.  Indeed, many riders spend thousands building their dream bikes for visual pleasure and enhance comfort as well as performance.

Due to the low seat height, the cruiser is a great choice for shorter riders.Wonderful for casual riding, cruisers can also be used for distance riding or touring depending on the actual model.

While Harley Davidsons and Indians represent typical examples of cruiser style motorbikes, other motorcycle manufacturers have all produced machines that evoke the image of the American style cruiser. Some examples of cruiser motorcycles would be:

  • Traditional Retro – Kawasaki Drifter 1500
  • Chopper – Suzuki Intruder
  • Classic – Kawasaki 1500 Classic F1
  • Street Rod – Yamaha Road Star Warrior

Insure your Cruiser

Let Devitt provide a quote for your Cruiser Motorcycle today and we’ll compare prices from our panel of leading UK insurers to find you our cheapest policy. You can choose from a range of optional extras to suit you including for levels of RAC motorcycle breakdown cover, Legal Expenses cover and Personal Accident cover with (or without) Helmet and Leathers cover.

You can give our UK based Contact Centre a call and one our experienced advisors will be happy to help, it’s especially worth calling us if you don’t have a straightforward quote to run through, by this we mean that your cruiser may have some modifications that you need to include or you have more than one motorcycle

Call 0808 178 7094 today: Mon-Fri 8.30am-7pm; Sat 9am-5pm; Sun 10am-4pm.

On the other hand if you know all of your details and it’s a straightforward quote, you can do everything online in minutes.

Simply click get a quote, complete your details and if you like what you see you can purchase it there and then. We’ll then send you a welcome email after you inception date for your unique 10% discount code for SPORTSBIKESHOP as a little thank you for becoming a Devitt customer. We look forward to welcoming you!


World Cruiser Shootout compare cruiser motorcycles from all over the world – will the Harley Davidson come out on top? Watch the video and see!


Why Choose Devitt?

  • We compare prices from top UK insurers to find you our cheapest Cruiser insurance quote
  • We’ve been arranging insurance for the UK since 1936 – trusted by bikers
  • Add Legal cover, RAC Breakdown, Personal Accident (PA) cover, and PA with helmet and leathers
  • Need a new lid or leathers? You get 10% off at SPORTSBIKESHOP with your Cruiser policy.
  • Join our sponsored site Keep Britain Biking for free, for access to more offers!
  • UK based Contact Centre at hand to help with a quote, sale or service.
  • Renewal reminder and Claims helpline text directly to your phone so you can save it if you might need it.

Call for a quote:

8.30am-7pm Monday-Friday  |  9am-1pm Saturday

08th April 2020

Quick and easy from quote to payment to…...

Quick and easy from quote to payment to email documents arriving. Cover seems adequate for our requirements for a great price...

- Mrs Claire Barker

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08th April 2020

Was very helpful and informative on the…...

Was very helpful and informative on the telephone and received documentation on same day. Was easy to upload relevant paperw...

- Mrs Groom

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08th April 2020

All round great service easy to do on…...

All round great service easy to do on line...

- Mark

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08th April 2020

Motorcycle Insurance...

Fantastic price and had all of the extras offered by other brokers....

- Danny Kaye

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Insurance blog

30th July 2015

A Guide to Motorcycle Modifications: Part Five – Rear Parts »

This edition of A Guide to Motorcycle Modifications focuses on the rear end of your motorcycle along with useful tips on swinging arms and suspension units

24th April 2015

A Guide to Motorcycle Modifications: Part Three – Wheel In The Changes »

Part Three of A Guide to Motorcycle Modifications and we’re talking about changing the wheels on your bike – there’s some great benefits!

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