Cruiser Bike Insurance

More information about Cruiser motorcycles

One of the most popular types of motorbikes in the world; a cruiser is all about style, attitude and size.  The typical rider of a cruiser conjures up images of beards, bald heads, bandanas and lots of leather.

Cruisers are modelled after American bikes like Harley-Davidson and Indians that are beautiful, large and heavy machines.  Cruisers are typically built in retro styles that range from the late 1930s to 1960s but may also be fitted with innovative features that are common on other types of modern motorbikes.

Cruiser engines emphasise easy rideability and shifting, with plenty of low-end torque and roll-on response though not necessarily large amounts of horsepower.  They are often powered by a V-Twin motor, but this is not always the case as inline engines have become more common.

The seat is low on a cruiser and the rider is commonly set into a position with feet forward, hands in a neutral or high position and spine upright or reclining slightly.

Here are some typical features of cruiser style motorbikes:

• They can weigh anything between 200kg and 366kg.
• Their engine capacity is between 1000cc and 1800cc.
• Their engines have maximum torque between 3000 and 5000 revs
• The average top speed for cruisers is 150kpm.
• The pillion seat can vary greatly.
• The seat height is low at around 700mm.
• There is limited ground clearance when leaning the cruiser over in a corner.

There are four styles of cruisers including Traditional Retro, Chopper, Classic and Street Rod.  They all sport similar retro styling.

Apart from being infinitely cool, there are other benefits to riding cruisers which make them highly popular.  Firstly, cruisers are not all the same. They are fantastic platforms for customisation and can be heavily personalised to suit the rider’s taste and riding preference.  Indeed, many riders spend thousands building their dream bikes for visual pleasure and enhanced comfort, as well as performance.

Due to the low seat height, the cruiser is a great choice for shorter riders. Wonderful for casual riding, cruisers can also be used for distance riding or touring depending on the actual model.

While Harley Davidsons and Indians represent typical examples of cruiser style motorbikes, other motorcycle manufacturers have all produced machines that evoke the image of the American style cruiser.

Some examples of cruiser motorcycles would be:

• Traditional Retro – Kawasaki W800
• Chopper – Harley-Davidson Breakout
• Classic – Indian Chief Vintage
• Street Rod – Yamaha Road Star Warrior

*This promotion is valid until 23:59 on 31/03/2027, unless otherwise stated or extended by Devitt Insurance. Exclusions. The discount code is available to new and renewing customers who obtain a quote and purchase a qualifying insurance policy through Devitt Insurance and you must be a resident of the UK. Not valid in conjunction with any other offer, promotion, or discount unless otherwise specified. One Use Per Customer: This offer is limited to one use per customer and must be used within 6 months from the date of issue. To claim the discount, enter your valid discount code at the time of checkout via Sportsbikeshop. You will receive your discount code automatically by email from Devitt Insurance within 5 working days of your policy start date. For full terms and conditions visit https://www.devittinsurance.com/motorbike-insurance/10-discount-code-sportsbikeshop/

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FP506-2026b 08/04/2026