BMW Motorbike Insurance

Get a BMW bike insurance quote from Devitt Insurance Services today and we’ll compare prices from top UK insurers to find you our cheapest quote. From the popular Adventure Sport BMW R 12000GS to the Touring BMW F 800GT, we’ve been arranging insurance for BMW Bike owners in the UK since 1936, so you know your motorcycle is in safe and reliable hands.

BMW Motorbike Insurance


  • 10% unique discount code for SPORTSBIKESHOP with your BMW bike policy
  • Fast and hassle-free claims from our 24/7 UK-based accident helpline
  • You're covered in Europe - 90 day EU cover
  • Reduce your premium with our fantastic Excess Protect
  • Additional discounts for advanced training, secure parking, limited mileage and security systems

What can I expect to pay for my BMW motorcycle insurance?

Take a look at our real quote prices for various BMW Bike models to give you a rough idea of what you might pay:

Bike TPFT Fully Comp

BMW R1200RT Value £9,000.00
TPFT:£141.00 FULLY COMP:£101.00

BMW S1000RR Value £9,000.00
TPFT:£223.00 FULLY COMP:£173.00

BMW RnineT Value £10,000.00
TPFT:£72.00 FULLY COMP:£100.00

BMW K1300S Value £9,000.00
TPFT:£205.00 FULLY COMP:£141.00

BMW C600 Sport Value £7,000.00
TPFT:£88.00 FULLY COMP:£100.00

All prices are based on a married rider, living in the BS27 area, with a full licence, no convictions or accidents, bank manager, with a factory fitted immobiliser. Rates correct as April 2015.

BMW Motorrad – an overview

With stunning good looks, powerful engines, bags of horsepower and a ride like no other, it’s little surprise that the German engineering of BMW is the bike of choice for many UK bikers. BMW Motorrad manufacturer a range of bike types including Adventure, Touring, Roadster, Enduro, Sport and Scooter – they are then divided into various ‘series’ defined by their engine using a preceding letter:

  • C Series – Urban Mobility Vehicles  (to the average biker… a scooter)
  • F Series – Bikes with a Parallel Twin Engine – F 700GS, F 800GS and F 800R
  • G Series – Single Cylinder Engines – G 650GS
  • R Series – Twin Cylinder Engines – R 1200GS, R 1200RS, R 1200RT
  • K Series – Four Cylinder Engines – K 1600 GT or GTL, K 13000 R Dynamic, K 1300S
  • S Series – Inline Four Engines – S 1000RR, S 1000R

Simple. So, what does the GS, GT, R, RT, RS etc stand for I hear you ask? It’s German and is going to take a bit of translating:

  • GS – Geländesport, German for Off Road Sport (Adventure)
  • GT – Grand Tourisme, German for Touring
  • R – originally stood for ‘Rad’ short for ‘Motorrad’ which is German for motorcycle
  • RT – Reisetourer, German for Tourer
  • RS – Rennsport, German for Race Sport

BMW Motorrad bikes are powerful machines, so insurance premiums can be a little hair-raising at times! Here at Devitt, we know that just because you choose to ride a BMW doesn’t mean that you’re a higher risk, which is why we compare insurance policies from some of the UK’s leading insurance providers to find the very best deal for you.

Choosing your BMW Bike insurance policy

We have a range of BMW bike insurance policies to suit every budget and every circumstance. Whether you need fully comprehensive insurance, third party fire and theft or third party only, we’ve got you covered. Our top-up products can also provide extra peace of mind, including Personal Accident cover, Personal Accident cover with leathers and helmet protection, Legal Expenses and Excess Protect (which could even reduce your premium). We also offer four levels of RAC breakdown cover for BMW bikes.

Getting cheap BMW bike insurance

Driving a BMW bike doesn’t mean that you have to pay over the odds to insure it. In fact, there are plenty of things you can do to reduce costs, even if you do a lot of miles – things like going on an advanced riding course with RoSPA, IAM or the ERS (which could reduce your premium substantially if you ride a fast and powerful BMW like an RR or RS). Simply keeping your bike locked away securely overnight in a garage or indoors can reduce the costs further. Plus, the more no claim discount you have, the cheaper your premium will be – all the more incentive to ride safely, right?

How to get a bike insurance quote

To get your quote, you’ll need details of your licence and of your BMW bike, as well as information about your mileage, how you use the bike (whether you ride it to work or if you ride it purely for fun), security, occupation and location.

Get a fast quote online right now, or give our friendly team of advisors a call and they’ll give you a BMW quote over the phone on 0345 872 3614.

Make Life A Ride – BMW Motorrad campaign video

The new campaign from BMW Motorrad takes a surprising route as it focuses on people who ride the BMW Bikes, not the Bikes themselves. It promotes values of adventure, optimism and enjoyment; check it out and see what you think!

Why choose Devitt?

  • We compare prices from our panel to find you our cheapest BMW bike insurance
  • Additional discounts for advanced motorcycle training, secure parking, limited mileage and security systems
  • Expert and friendly customer service – trusted by bikers since 1936
  • Exclusive offers and forums through our sponsorship of Keep Britain Biking
  • Fast and hassle-free claims service from our 24/7 UK-based accident helpline
  • Access to competitive rates – saving you money!
  • Renewal reminder and Claims helpline text directly to your phone

Call for a quote: 0345 872 3614

8.30am-7pm Monday-Friday  |  9am-1pm Saturday

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Devitt Insurance is rated 8.9 / 10 based on 2309 reviews from TrustPilot

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