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WEBSITE USAGE TERMS & CONDITIONS

LEGAL | SECURITY | ACCESSIBILITY

These terms and conditions will apply when you access our website and by using our website you show that you agree to these terms and conditions. We strongly recommend that you read these terms and conditions carefully, and that you print a copy - particularly if you choose to take out insurance cover with us.

If you do not agree to our terms and conditions in full, then you must not access our website.
You should also read our Security and Privacy Policy.

Restrictions on using this website:

You acknowledge that the copyright in this website belongs to us. Accordingly this website (and its source HTML code) may not be used, transferred, copied or reproduced in whole or in part in any manner other than for private home use only.

This means that you may not use this website for commercial purposes and you may only display it on your computer screen and print it out on your printer for the sole purpose of viewing this website, the details you provide to us in the proposal form and the confirmed quotation. Aside from these particular specific uses, you are prohibited from reproducing any part of this website in any material form without our permission and from copying, exchanging, lending, transmitting or broadcasting this website (or any part of it).

We will allow you to use the trademarks featured in this website only for the purpose of displaying this website on your computer screen or printing out this website from your printer.

Links to other websites:

In some cases, we may provide links to third party websites operated by organisations who have agreed to provide services for the benefit of Devitt customers.

We make strenuous efforts to select the most appropriate organisations to provide these services; however, we do not control the content of their websites and cannot accept liability for the content, product offerings or the availability of those linked websites.

Disclaimer

The provisions of this section should be read carefully as they exclude or limit our legal liability in connection with your use of this website. Nothing in these terms and conditions attempts to exclude liability that is not permissible under applicable law, including without limitation, death or personal injury, or for fraudulent misrepresentation.

Nothing in these terms and conditions shall exclude, limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000, or any conduct of business rules that we are bound to comply with.

While we have taken all reasonable steps to ensure the accuracy and completeness of the content of the website, we exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law, that the website or (including without limitation) all or any part of the content or materials, accuracy, availability or completeness of the content of the website or any part of the content or materials are appropriate or available for use either in the United Kingdom or in other jurisdictions. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

We accept no liability in contract, tort, negligence, statutory duty or otherwise (to the maximum extent permitted by applicable law) arising out of the use of or access to this website (which includes without limitation) any errors or omissions contained in this website or if the website is unavailable and we shall not be liable for any direct or indirect:

- economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings);
- loss of goodwill or reputation;
- special, incidental or consequential loss or damage,

suffered or incurred arising out of or in connection with your use of this website and these terms and conditions.

Access to and use of this website is at the user's own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware, malicious software, trojans and worms. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

To provide increased value to users of this website, we may provide links to other websites or resources (that are not part of the RBS Group) for you to access at your sole discretion. You acknowledge and agree that, as you have chosen to enter the linked website we are not responsible for the availability of such external sites or resources, and do not review or endorse and shall not be responsible or liable, directly or indirectly, for

(i) the privacy practices of such websites,
(ii) the content of such websites, including (without limitation) any advertising, content, products, goods or other materials or services on or available from such websites or resources,
(iii) the use that others make of these websites or resources, and / or
(iv) any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such advertising, content, products, goods or other materials or services available on such external websites or resources.

Confidentiality:

We are unable to guarantee the confidentiality or security of any data passing via this website. Accordingly, your use of this website is at your own risk.

General:

This website and your use of it will be governed by the laws of England and Wales and in the event of a dispute arising between us, the courts of England will have exclusive jurisdiction in resolving that dispute. The pages on this website comply with relevant UK legislation and regulations and are intended only to be used by people in the UK.

Changes to our Terms of Use:

We may change these terms of use at any time and will display only the current version on our website. If you access our website or use our online quotation service after we have changed these conditions you will be accepting the changed versions.

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