Rated Excellent

Personal Accident Cover for Motorbikes

Adding Personal Accident cover to your motorcycle insurance can provide compensation for an accidental bodily injury. This offers financial security in the event that you are injured in an accident up to £20,000. You can purchase Personal Accident cover to your motorbike insurance or add it to your existing bike insurance for just £35.99 per year (correct as of March 2026).

Personal Accident Cover for Motorcycles

Motorcycle riding on road

Our motorbike insurance policies are available in three different levels of cover, including fully comprehensive, third party fire and theft and third party. You can choose which type of cover you require, depending on your circumstances, needs, bike and budget.

To enhance your policy further, we also provide a number of additional insurance products offering you extra protection in the event of an accident or incident.

You can select to add personal accident cover in your quotation request – get a quote online or speak to one of our experienced agents who will be pleased to help. If you already have an existing policy, you can add it to your cover at any time – just give our team a call on 0345 872 3614 and we can get that sorted for you.

Don’t forget that you can include Personal Accident and more optional extras with our Enhanced and Evolution packages too. Find out if we can save you some money by reviewing the offerings here.

FP506-2026h

Personal Accident Cover with Devitt

Our Personal Accident cover provides riders with up to £20,000 worth of compensation in the event of accidental injury – offering you financial peace of mind in the event of a serious accident. The cover costs £35.99 (correct as of March 2026) per year in addition to the cost of your insurance policy, and can pay out in the event that any of the following occurs as a direct result of your accident:

  • Hospitalisation
  • Loss of limb, sight, speech, jaw or hearing
  • Partial disability
  • Death
  • Inability to gain any employment
  • Damage to clothing when bodily injury occurs

 

If you should need to make a claim on your insurance, here’s the information you will need : motorbike claims guide.

Why Insure with Devitt?

We've been motorcycle insurance specialists for over 90 years but you'll also get...

Our best prices

We compare prices from some of the leading UK motorcycle insurers to find you the insurance you’re looking for at our best price.

24/7 Claim Notification Line

We’re always here when you need us most. Claim notification service 24/7/365.

Documents available immediately

Your documents can be accessed straight away in MyDevitt. Get everything you need in minutes.

UK based customer team

Our friendly agents are based in the UK and ready to help.

Or

Call for a Motorcycle Insurance quote today0345 872 3614

Our reviews

Don't just take our word for it, read some of our latest reviews...

Latest Motorcycle News & Insights

News

Motorcycle Helmet Laws in the UK: A Rider’s Guide to Motorcycle Helmet Safety and Legal Requirements

A rider's guide to motorcycle helmet laws in the UK, covering approved safety standards, SHARP ratings, and penalties.

News

2027 Triumph Speed Twin 1200 TFC Triumph Factory Custom

Get your first look at new limited-edition 2027 Triumph Speed Twin 1200 TFC...

News

WSB 26: Winning streak ends but Bulega continues to dominate

Nicolo Bulega’s phenomenal winning streak in this year’s WSB was finally ended in the opening race at Donington Park last weekend...

News

MotoGP 2026: Aprilia’s strength increases

No single rider has fully taken control of this year’s MotoGP World Championship but Aprilia will be kicking themselves if it’s not one of their riders...

News

BSB R3 2026: Ryde continues to dominate

Get your dose of BSB racing action in Phil Wain's Race Analysis...

News

2027 KTM Duke 790

The 2027 KTM Duke 790 boasting fresh looks, upgraded suspension and a new in-house braking system...