Motorhome Insurance FAQs
Please note that these Frequently Asked Questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.
Rated ExcellentStarStarStarStar27,033 reviews onTrustpilot
We're proud to have been working with the Caravan and Motorhome Club for over 40 years, arranging Motorhome Insurance for their members.
Devitt have been arranging motorhome insurance on behalf of the Caravan and Motorhome club for over 40 years – we pride ourselves on offering specialist cover for members. We use a panel of UK insurers so that we can provide the motorhome insurance policy and cover you require.
We provide up to 365 days policy cover in Europe to allow you to explore and enjoy your trip, safe in the knowledge your pride and joy is covered.
We’ll provide a temporary car replacement if your motorhome is being repaired and up to 15 days of overnight accommodation if your motorhome is unusable**
All part of the reason why 85% (as of November 2025) of our customers renew their motorhome or campervan insurance with us each year…
*Premium Saving Guarantee. Offer applies to new customers only and is subject to insurers’ acceptance of the risk, their terms and conditions and cover being arranged on a like-for-like basis. To benefit from the price saving guarantee you will need to send us proof of a current renewal quote from your existing insurer, including details of cover and price. Breakdown and Legal cover are excluded and will need to be purchased separately.
Or
0345 504 0334
There are a number of benefits to insuring your motorhome with the Caravan and Motorhome Club including:
New for old cover – – no mileage limit.****
£5,000 personal effects cover – including equipment, baggage with a £500 individual limit.
365 days EU cover
Replacement lock cover – following loss or theft of keys
Emergency overnight accommodation – for up to £1500, with a limit of £150 per night
Temporary car replacement – to keep you on the road whilst your motorhome is being repaired by an approved repairer **
No Claims Discount transfers – we will match the NCD earned on other motorhome or campervans
Limited mileage discounts – you may be eligible for a premium discount if you have ***
Full cover at Club events
Left hand drives covered
Extra discounts for completing addittional driving courses***
** Subject to availability. Please refer to your policy wordings for full details.
***Subject to insurer.
****Providing you are the first registered owner and the vehicle is under 24 months old. Please refer to your policy wordings for full details.
Most drivers can drive most sizes of motorhome on a standard car driving licence, provided the weight of the motorhome isn’t over 7500kg.
However, a weight limit of 3500kg applies to drivers aged over 70, or a driver licensed since 1 January 1997, unless a medical test or additional test, respectively, is passed.
The vast majority of motorhomes do not exceed 3500kg in weight, but it is worth double-checking if you are looking at larger models such as ‘American Style RVs’.
StarStarStarStarStar
StarStarStarStarStar
StarStarStarStarStar