Quad Bike Insurance

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What you need to know about quad bikes 

Quad bike is a deemed as a four-wheeled motorcycle, most opt to use quad bikes for off-road activities however there is the option to ride them on the road. Most quad bikes are 50cc capacity, similar to a moped or scooter, however you cannot ride a quad on just a motorcycle licence. To be able to drive a quad on the road you need to have a full car licence or a category B1 licence if it was issued before January 1997.

Although it is not law to wear a helmet when riding a quad bike, it is recommended for your own safety. However, in Northern Ireland you must wear a crash helmet by law.

If you plan to keep your quad just for off-road use then you will not need to worry about having a licence, insurance or registration plates.

You will then have to sign up to the off-road register scheme by the DVLA, this is help to improve detection of theft rates. All you need to do is fill in a short application form to tax and registration of a used motor vehicle (V5).

Insuring your quad

At Devitt we understand that quad bikes can be difficult to insure because it’s not your typical car or motorcycle, and most are not registered as road legal. However, if you’re in the market for a quote then please note that your quad bike must be:

  • approved – they must be tested and type approved to be considered road safe
  • registered – with registration plates on the front and back
  • taxed
  • valid MOT – if three years or older
  • insured

Getting a quote with Devitt 

It’s easy to get a quote for your quad bike through Devitt – you’ll just need details of your licence and of your quad, as well as information about your mileage, how you use the quad, your security, occupation and location.

All you need to do is give our friendly team of advisors a call and they’ll give you a quote over the phone – call 0345 872 3614 today! 

Insurance blog

24th May 2018

Irwin and Seeley dominate North West 200 »

With perfect weather, last week’s International North West 200 served up a feast of spectacular road racing and whilst the majority of races saw tight finishes, it was local heroes Glenn Irwin and Alastair Seeley who stole the show with no less than five wins between them.

Will Seeley Dominate Again at the North West 200? »

The International Road Racing season starts this week with the North West 200 but can Alastair Seeley dominate the 8.9 mile circuit again this year? There’s only one way to find out…

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