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Cruiser Bike Insurance

Buy your insurance for your Cruiser Bike from Devitt today and provide you with a 10% unique discount code for Sportsbikeshop – plus we’ve been doing this since 1936 so you know you’re in safe and reliable hands. Whether you’ve got a Harley-Davidson or a Keeway we’ve got the insurance to suit your bike.

Or

Call us for a Cruiser quote today0345 872 3614

  • 10% unique discount code for Sportsbikeshop included
  • 24/7 hassle-free claims service
  • Tailor your Cruiser insurance with optional extras
  • Friendly,knowledgeable staff
  • Fancy a European ride-out? 90 days EU cover as standard
  • Docs sent immediately by email

How much does Cruiser Bike Insurance cost?

Want to get an idea of the average cost for Cruiser Bike Insurance in the UK? We've provided some examples here...

Lexmoto Vixen HT125-8, 125cc, Value £3,000.00

Comp £81

TPFT £64

Keeway Cruiser 250, 249cc, Value £4,000.00

Comp £81

TPFT £76

Suzuki C800 Intruder, 805cc, Value £6,000.00

Comp £95

TPFT £74

Yamaha XVS 950A Midnight Star, 942cc, Value £7,000.00

Comp £100

TPFT £122

All prices are correct as at January 2020 and are based on a married rider aged 45, living in the BS27 area, with a full licence, 5 years NCD for SDP including commuting, no convictions or accidents, bank manager, with factory fitted immobilisers. Bike is garaged and the usage is 3000 miles per annum.

What you need to know about Cruiser Motorcycles

From Harley's to Kawasaki's, here's your guide to Cruisers...

One of the most popular types of motorbikes in the world; a cruiser is all about style, attitude and size.  The typical rider of a cruiser conjures up images of beards, bald heads, bandanas and lots of leather.

Cruisers are modelled after American bikes like Harley-Davidson and Indians that are beautiful, large and heavy machines.  It is often said that cruisers are somewhat stuck in a time warp, with retro styles that range from the late 1930s to 1960s.  They may or may not be fitted with innovative features that are common on other types of modern motorbikes.

Cruiser engines emphasize easy rideability and shifting, with plenty of low-end torque and roll-on response though not necessarily large amounts of horsepower.  They are typically powered by a V-Twin motor, but this is not always the case as inline engines are becoming more common.

The seat is low on a cruiser and the rider is commonly set into a position with feet forward, hands in a neutral or high position and spine upright or reclining slightly.

Here are some typical features of cruiser style motorbikes:

  • They can weigh anything between 200kg and 366kg.
  • Their engine capacity is between 1000cc and 1800cc.
  • Their engines have maximum torque between 3000 and 5000 revs
  • The average top speed for cruisers is 150kpm.
  • The pillion seat can vary greatly.
  • The seat height is low at around 700mm.
  • There is limited ground clearance when leaning the cruiser over in a corner.

There are four styles of cruisers including Traditional Retro, Chopper, Classic and Street Rod.  They all sport similar retro styling.

Apart from being infinitely cool, there are other benefits to riding cruisers which make them highly popular.  Firstly, cruisers are not all the same.

They are fantastic platforms for customisation and can be heavily personalised to suit the rider’s taste and riding preference.  Indeed, many riders spend thousands building their dream bikes for visual pleasure and enhance comfort as well as performance.

Due to the low seat height, the cruiser is a great choice for shorter riders.Wonderful for casual riding, cruisers can also be used for distance riding or touring depending on the actual model.

While Harley Davidsons and Indians represent typical examples of cruiser style motorbikes, other motorcycle manufacturers have all produced machines that evoke the image of the American style cruiser. Some examples of cruiser motorcycles would be:

  • Traditional Retro – Kawasaki Drifter 1500
  • Chopper – Suzuki Intruder
  • Classic – Kawasaki 1500 Classic F1
  • Street Rod – Yamaha Road Star Warrior

Frequently asked questions about Cruiser Bike Insurance

Still need some help? Take a look at our Cruiser Bike Insurance help and FAQs

What if I've modified my Cruiser - Can you still insure it?

Yes we can! We have a dedicated team that looks after customised and modified motorcycles. You’ll need to give us a call so we can collect all the information about your modifications to your Cruiser; you may also be asked to provide photos so we can make sure your bike is correctly insured!

Phone us today on 0345 872 3614.

How do I get a quote for my Cruiser Bike Insurance?

Let Devitt provide a quote for your Cruiser Motorcycle today and we’ll compare prices from our panel of leading UK insurers to find you our cheapest policy. You can choose from a range of optional extras to suit you including for levels of RAC motorcycle breakdown cover, Legal Expenses cover and Personal Accident cover with (or without) Helmet and Leathers cover.

Simply click get a quote, complete your details and if you like what you see you can purchase it there and then. We’ll then send you a welcome email after you inception date for your unique 10% discount code for Sportsbikeshop as a little thank you for becoming a Devitt customer. We look forward to welcoming you!

Why insure your Cruiser with Devitt?

We've been motorcycle insurance specialists for over 80 years but you'll also get...

Cheap prices

We compare prices from leading UK insurers to find you our cheapest Cruiser Motorbike insurance.

24/7 Claim Line

We’re always here when you need us most. Claim service 24/7/365.

Docs sent immediately

We send your insurance documents straight away by email. Get everything you need in minutes.

No long wait times

We don’t leave you hanging around on the phone waiting for us to pick up.

Or

Call for a Cruiser Motorbike Insurance quote today0345 872 3614

Useful Cruiser Bike Insurance information

Need some more help? Don't worry, our useful links should come in handy...

Our reviews

Don't just take our word for it, take a look at some of our recent reviews...

August 3, 2021StarStarStarStarStar

Devitt bike insurance

So easy to set up online,got the best price too off one of the top bike insurers certificate was ready to print off almost instantly perfect

- phil bridge

August 3, 2021StarStarStarStarStar

A great experience all round.

My first experience of Devitt and it won’t be my last! My insurance needs were complicated by the fact that I was purchasing a new model that had not made…

- Peter C

August 3, 2021StarStarStarStar

Easy and quick to do plus a good price

Easy and quick to do plus a good price

- Mr Giles-Wilson

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