Cheap 125cc Motorbike & Motorcycle Insurance | UK

Finding the best 125cc Motorbike Insurance

We've been bike insurance specialists for over 80 years, so get a quote for your 125 bike today

125cc motorbikes are extremely popular in the UK market right now, because they’re accessible, cheap to run and they can be ridden without holding a full bike license! Lots of the big manufacturers like Suzuki, Yamaha and Honda have invested a lot of time improving their breed of 125cc machines in recent years, as well as smaller, up and coming manufacturers such as Mutt and Lexmoto.

You only need a CBT to ride on a 125cc machine (with L plates if you’re 17 and over), and as they’re more powerful than their 50cc counterparts it’s a good time for building your confidence and advancing your riding knowledge too. Don’t forget that your CBT only lasts two years so you’ll need to remember to re-take your test or apply for your full motorcycle license.

Frequently asked questions about 125 bike insurance

Still need some help? Take a look at our 125cc bike help and FAQs

How can I get cheap 125cc motorbike insurance?

If you’re new to motorcycling you may find it more expensive starting out as you’ve got no riding history behind you, this can sometime effect your insurance.

You’ve made a good start by selecting a bike with a less powerful engine in a 125cc, it’s good to build your skills before moving up to the ‘big bikes’.

There are a number of different things you can do to help save money when insuring your 125cc.

One way to get cheaper 125cc bike insurance is to make sure you use additional security systems such as chains, locks and anchors, along with keeping your bike in a secure location overnight, such as a shed, garage or behind a locked gate in your garden.

You can even take additional training courses to 1) improve your ability 2) demonstrate your improved ability to insurers who sometimes offer discounts for reputable advanced training.

What are the benefits of owning a 125cc bike?

Your average 125cc bike has a top speed of around 70mph. That’s still pretty impressive if you’re new to riding
If you’re over the age of 17, have a provisional license and you’ve passed your CBT then you’re eligible to ride a 125cc machine
Insuring, taxing and MOT’ing a 125 are, usually, relatively cheap compared to bigger bikes
The cost of filling up your bike with fuel will be the bare minimum, especially when you compare it to buying a car!
You’ll save money and time on commuting, skipping queues of traffic and you’re always guaranteed to find a parking space

What does 125cc mean?

In the realm of motorcycles, CC stands for cubic centimeters, a unit of measurement that defines the engine’s displacement or the total volume inside the engine chamber. Specifically, 125cc signifies that the engine can hold 125 cubic centimeters of air and fuel mixture in its combustion chamber during each cycle. The size of the engine chamber directly impacts the bike’s performance, with larger CC values indicating more powerful engines. For 125cc motorcycles, this engine size strikes a balance between fuel efficiency and performance, making them popular choices for beginners, commuters, and urban riders.

Why insure your 125 with Devitt?

We've been motorcycle insurance specialists for over 80 years but you'll also get...

Cheap prices

We compare prices from leading UK motorcycle insurers to find you our cheapest 125 bike insurance.

24/7 Claim Line

We’re always here when you need us most. Claim service 24/7/365.

Docs sent immediately

We send your insurance documents straight away by email. Get everything you need in minutes.

No long wait times

We don’t leave you hanging around on the phone waiting for us to pick up.

Get a bike quote

Call for a 125cc bike insurance quote today0345 872 3614

Making the right choice: Devitt’s commitment to your 125cc motorcycle journey

In conclusion, insuring your 125cc motorcycle with Devitt is more than just a transaction; it’s a partnership built on trust, reliability, and unwavering dedication to your satisfaction. Our heritage as motorcycle insurance specialists, coupled with our commitment to affordability, accessibility, and efficiency, ensures that your 125cc motorcycle is in capable hands.

Experience the Devitt advantage today and embark on your motorcycle journey with confidence. Join the ranks of satisfied riders who have chosen Devitt as their trusted insurance partner, benefiting from our cheap prices, 24/7 claim line, immediate document delivery, and minimal wait times. Discover the peace of mind that comes with knowing you’re protected by experts who understand the unique needs of 125cc motorcycle owners.

Don’t just settle for insurance; choose Devitt and elevate your 125cc motorcycle experience to new heights. Call us today, and let us be a part of your exciting journey on the road, ensuring that every ride is as enjoyable and worry-free as it should be. Devitt – where expertise meets affordability, where convenience meets commitment.

Do I need insurance for my 125cc motorbike?

At Devitt, we understand the importance of protecting your 125cc motorbike and ensuring your peace of mind on the road. When it comes to whether you need insurance for your 125cc motorbike, the answer is yes. It is crucial to have insurance for your motorbike, regardless of its engine size. Accidents can happen unexpectedly, and having insurance in place can protect you from financial burdens in case of damages, theft, or accidents involving your 125cc motorbike.

What does 125cc Motorbike Insurance cover?

Our 125cc motorbike insurance at Devitt provides comprehensive coverage to address various situations you might encounter on the road. Comprehensive insurance policies typically cover damages to your bike due to accidents, theft, and vandalism.

How much is 125cc Insurance?

The cost of 125cc motorbike insurance can vary based on several factors, such as your location, riding experience, the make and model of your bike, and your driving history. Devitt strives to provide competitive and affordable insurance premiums tailored to your specific needs and circumstances. We offer personalized quotes to help you find a policy that fits your budget while offering comprehensive coverage for your 125cc motorbike.

How can I make 125cc Insurance cheaper?

If you’re looking to make your 125cc insurance more affordable, there are several strategies you can consider. One effective approach is to enhance your riding skills by taking additional training courses, as insurers sometimes offer discounts to riders who have completed certified safety courses. Additionally, opting for a higher excess can lower your premium, although it’s important to ensure the deductible amount is manageable for you in case you need to make a claim. Maintaining a clean driving record and avoiding accidents can also contribute to lower insurance costs over time. At Devitt, we are dedicated to helping you find ways to reduce your insurance expenses while still providing you with the necessary coverage for your 125cc motorbike.