Legal Expense Cover for Car Insurance

Legal Expenses for car insurance will cover you for uninsured losses and costs after an accident that wasn't your fault, you will be financially covered up to £100,000. You can add this to your car insurance for just £31.99 per year.

Uninsured losses that you can claim for with Legal Expenses cover for car insurance includes:

  • Your policy excess
  • Vehicle damage (on TPFT & TPO covers)
  • Bodily injury or death
  • Damage to your personal property
  • Medical fees
  • Hire of another vehicle
  • Loss of earnings
  • Towing, recovery and storage charges

Legal expense cover for car insurance – overview

Our Legal expense cover for car insurance is a top-up product that costs just £31.99 a year – but it provides you with a wealth of benefits and cover that isn’t usually supplied with your car insurance. Legal expenses is paid on top of your annual car insurance premium and pays out in the event of an uninsured incident. It has a shed-load of benefits and actually, it’s a real bargain (we think, anyway!).

Legal expense cover benefits

Benefits included in the cover for the price of £31.99 on top of your annual car insurance premium include the following:

  • Cover for your voluntary excess, which can save you a significant sum of money if you’re looking to reduce your insurance payment. If, when you’re arranging your quote, you want to reduce your payments you can increase the amount of voluntary excess that you have to pay. In the event that you have to make a claim, your excess payment will be higher. This product will cover your voluntary excess. If your savings are more than £31.99 by increasing your voluntary excess, it’s definitely worth getting it – it gives you tons of other benefits, too!
  • Cover in the event that you’re unable to work – it can pay out if you’re stuck without any money and it can also pay for medical expenses, for example, if you have to pay for private care. Cover also includes if you’re unable to get to work because you don’t have an appropriate vehicle
  • The product also covers legal expenses that pay out in the event that you have to appoint a solicitor to handle your affairs following the accident/incident
  • It can also provide you with money for a hire vehicle, so if your car is at the garage or if it has been written off, you’ll still be able to get around

Arranging cover

Arranging cover is fairly simple. You can give us a call on our Quote Line on 0345 872 3614 – we’ll just add the product to your existing car insurance for just £31.99, which gives you cover for the whole year. If you give us a call, our advisors will be able to tell you everything you need to know about the cover and what it provides. You could also buy the product online and we’ll send you an email confirmation with all of the important documents. Making a claim is easy, too – call our Claim Line on 0345 872 3611.

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